PNC與Coinbase合作，將為客戶提供穩定幣支付服務

作者：Hannah LangBy Hannah Lang

11月9日（路透）— PNC銀行正與加密貨幣交易所Coinbase合作，讓企業和機構客戶能以穩定幣收款；金融公司持續測試與美元掛鉤的加密貨幣代幣。Nov 9 (Reuters) - PNC Bank is working with cryptocurrency exchange Coinbase to let corporate and institutional clients receive payments in stablecoin, as financial firms continue to test dollar-backed cryptocurrency tokens.

符合資格的PNC客戶將能以Circle的USDC穩定幣收款，之後款項會自動轉換成美元。兩家公司表示，由於穩定幣幾乎可以即時收發，這項服務將讓企業更快取得資金，並提升跨境交易速度。Eligible PNC clients will be able to receive payments in Circle's USDC stablecoin, which will then be automatically converted to US dollars. The companies said the service will provide businesses quicker access to funds and improve the speed of cross-border transactions, since stablecoins can be sent and received almost instantly.

PNC資金管理產品與營運主管湯姆・朗（Tom Lang）說：「目前，這是要和我們的客戶一起測試並學習，並協助探索穩定幣那些潛在功能中，哪些能帶來效益。我想這就是為什麼我們認為這是如此好的起點。」“Right now, this is about testing and learning with our clients and helping explore which of those potential features of the stablecoin are a benefit,” said Tom Lang, head of treasury management product and operations at PNC. “I think that's why we see it as such a great place to start.”

PNC去年延攬Coinbase，透過Coinbase的機構級「加密貨幣即服務」平台，向該銀行客戶提供加密貨幣交易。這家總部位於匹茲堡的金融機構也表示，將向Coinbase提供銀行服務。PNC last year tapped Coinbase to offer crypto trading to the bank's customers, using Coinbase's institutional "crypto-as-a-service" platform. The Pittsburgh-based financial institution also said it would offer banking services to Coinbase.

Coinbase基礎設施產品主管亞歷克・洛維特（Alec Lovett）說：「從大局來看，這確實是（傳統金融）機構與加密貨幣及穩定幣基礎設施之間趨同這個更廣泛故事的一部分。」“Big picture, this is really part of a broader story about convergence between [traditional finance] institutions and crypto and stablecoin infrastructure,” said Alec Lovett, head of infrastructure products at Coinbase.

兩家公司表示，這項服務一開始將作為試點計畫的一部分，以有限方式提供。The service will initially be offered on a limited basis as part of a pilot program, the companies said.

（Hannah Lang紐約報導；Jonathan Spicer編輯）(Reporting by Hannah Lang in New York; Editing by Jonathan Spicer )