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Debtors Exposed In China As Social Credit System Unfolds
00:12
In China, people who owe money and don’t pay will be publicly shamed. This is a system instituted in China called a “social credit” system, which will provide the personal, financial and social habits for rating.
00:30
The goal of this system is to create a negative list of consumers. By doing this, banks can identify individuals as “credit risks.”
00:40
The government hopes that it will promote honesty and punish people who default on their loans. The government wants to help underfunded people and small businesses.
00:52
Critics of this plan call it a breach of privacy. Individuals may be rated, for example, based on whether they buy diapers or alcohol. Since banks will be allowed to know what consumers buy on a daily basis, and how they make decisions, it could lead to discrimination when making decisions about bank loans.
1:16
This extreme level of surveillance makes many people feel uncomfortable about this system.
＊Vocabulary：
breach (v.) =an act of breaking or failing to observe a law, agreement, or code of conduct.
"a breach of confidence"
surveillance (n.) = close observation, especially of a suspected spy or criminal.
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導讀人：Peter
曾在四個國家教授英文，擅長透過文化分析去引導學生探討時事，透過豐富的文化知識，能夠快速地連結各領域相關議題。
